This August, Apple debuted its Apple Card in partnership with Goldman Sachs.
The Apple Card offers 3% cash back on Apple store purchases, Uber and Uber Eats, Walgreens, Duane Reed, and T-Mobile. It offers 2% cash back on all other purchases made with Apple Pay, and 1% if you pay with the physical card. With higher cash back rates on Apple Pay, Apple is encouraging you to pay digitally. You don't even necessarily need the titanium card — but you can request it for free through Apple Wallet, the same place you apply for the card.
With this card, Apple emphasizes privacy and security. Every purchase with Apple Pay must be authorized with Face ID or Touch ID. The card doesn't have a number or security code on it, either. To buy something online where you need a card number, you must access the number through Apple Wallet.
I wanted to see if these features were worth the hype, so I applied for an Apple Card.